Quintet Danmark filial af Quintet Private Bank (Europe) S.A., Luxembourg products, services and reviews

About Quintet Danmark filial af Quintet Private Bank (Europe) S.A., Luxembourg

Quintet Danmark filial af Quintet Private Bank (Europe) S.A., Luxembourg is the Danish branch of a Luxembourg-incorporated private bank that provides wealth-management services to high-net-worth and institutional clients, with activities in Denmark conducted under EU passporting rules. The branch typically offers discretionary and advisory portfolio management, investment funds and securities custody, execution services, and tailored credit such as portfolio-backed lending; it is not positioned as a mass-market retail bank and transactional features (cards, payments, everyday accounts) are limited or ancillary to wealth services. From a regulatory standpoint, the Luxembourg entity is supervised by the Commission de Surveillance du Secteur Financier (CSSF) as home authority, with the Danish Financial Supervisory Authority (Finanstilsynet) overseeing local conduct of business; prudential requirements follow EU banking rules. Client asset protection reflects the home-country scheme: eligible cash deposits are covered by the Fonds de garantie des dépôts Luxembourg (FGDL) up to EUR 100,000 per depositor per bank, while certain investment-firm claims may be covered by the Luxembourg investor-compensation scheme (SIIL) up to EUR 20,000; financial instruments held in custody are generally kept off the bank’s balance sheet and are not “deposits,” but market losses are not insured. Accounts are commonly booked in Luxembourg, so tax reporting, documentation standards, and complaint escalation follow Luxembourg frameworks, with access to CSSF’s out-of-court dispute resolution; Danish consumer protection rules apply where relevant to local conduct. Pricing is bespoke and negotiated, with typical private-banking fee components (ad valorem management or advisory fees, custody and transaction charges, and credit margins); public fee schedules are limited, making it important to obtain a written tariff and all-in cost illustration before onboarding. The bank provides e-banking and consolidated reporting suited to investment portfolios; product availability, currency capabilities, lending terms, and ESG/impact mandates depend on client profile, risk appetite, and MiFID II suitability assessments. Prospective clients should confirm minimum relationship size, booking center, applicable guarantees, and any cross-border tax or legal constraints, and compare the offering and total cost with other EEA private banks serving Danish residents.