Axa banque financement products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Axa banque financement

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank823FR

Axa banque financement

4.1

France

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Axa banque financement

AXA Banque Financement provides financing solutions to retail customers in France through the AXA network and digital channels, covering consumer credit (personal loans for projects, vehicles, and home improvements, and revolving credit) and real estate lending (home purchase, renovation, buy-to-let, bridging loans, and refinancing). Applications are taken online or via advisors and typically require identification, proof of address, income and employment documents, recent bank statements, and evidence of the financed project; solvency is assessed with attention to debt-to-income constraints and checks of relevant Banque de France files. Loans are generally amortizing with monthly SEPA direct debits under the creditor name AXA Banque Financement; funding for consumer loans is paid to the borrower’s account, while mortgage proceeds are disbursed via the notary, with staged drawdowns possible for construction. Pricing is expressed as an APR (TAEG) that includes interest and mandatory fees; interest rates, fees, and maximum maturities vary by profile, amount, and purpose, with mortgages commonly offered on fixed rates and consumer loans over fixed terms. For mortgages, a guarantee is required (surety/caution or real estate security such as a mortgage or lender’s lien), generating additional costs; borrower insurance covering death and disability is typically required, with freedom of choice and substitution permitted under French law, and optional job-loss cover may be available. Statutory consumer protections apply: standardized pre-contractual information (SECCI) for consumer credit, a 14-day withdrawal period for personal loans, a mandated reflection period for mortgages before acceptance, and early repayment rights with possible compensation within legal caps; fees may include an application fee, guarantee costs, and, where relevant, early redemption indemnities. Processing times depend on the completeness of documents and the nature of the project; digital signature and secure document upload are generally available. Missed payments can lead to default interest, fees, and reporting to the national incident registers, and variable or revisable rates (when used) expose borrowers to payment changes. AXA Banque Financement operates under French regulation (Code de la consommation and Code monétaire et financier) and supervision by the ACPR, and conditions, eligibility, and product availability are subject to change and final credit approval.

Axa banque financement Deposit guarantee scheme participation

Axa banque financement participates in the deposit guarantee scheme of France which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Axa banque financement Countries of operations

Axa banque financement offers their savings products in

Products offered by Axa banque financement and interest rates

Axa banque financement offers 0 deposits and 0 savings accounts in .

Best interest rates in France

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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00

Loans offered by Axa banque financement

There are no products yet

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0

Bank identifiers

BIC number

AXFIFRPP

Name

Axa banque financement

Country

France