Bank Audi France products, services and reviews

About Bank Audi France

Bank Audi France is a French credit institution belonging to the Bank Audi Group, focusing on corporate clients, SMEs, and high-net-worth individuals with business or asset links between France, Europe, and the Middle East and North Africa. The bank’s offering centers on current and term accounts in major currencies, domestic and cross-border payments (including SEPA and international transfers), trade finance instruments (documentary credits, collections, and guarantees), cash management, and treasury and foreign exchange services, alongside lending for working capital and selected real estate needs. Private banking and investment services are provided under MiFID II rules, with suitability and appropriateness assessments applied and custody of financial instruments available; pricing is generally relationship-based and set by mandate, with typical charges for account maintenance, transfers, cards where applicable, and FX spreads. Onboarding is relationship-driven and subject to standard French KYC/AML, FATCA, and CRS requirements; non-resident and corporate accounts may be accepted subject to enhanced documentation, beneficial ownership disclosure, and minimum balance expectations. Bank Audi France operates under authorization and supervision of the Autorité de contrôle prudentiel et de résolution (ACPR) and within the EU prudential framework; eligible deposits are protected by the Fonds de Garantie des Dépôts et de Résolution (FGDR) up to EUR 100,000 per depositor per institution, and investor compensation for certain financial instruments is available up to EUR 70,000, subject to legal conditions. Disclosures, including tariffs, key investor information, Pillar 3 reports, and complaint-handling procedures with access to mediation, are published in line with French regulation and consumer law. The institution’s model emphasizes dedicated relationship management rather than mass-market retail distribution, which may mean limited branch coverage and bespoke service levels suited to specialized cross-border needs.