Bank Melli Iran products, services and reviews

About Bank Melli Iran

Bank Melli Iran, established in 1927 and headquartered in Tehran, is a state-owned commercial bank with one of the country’s largest branch networks that provides a full range of retail and corporate banking products—deposit accounts, consumer and commercial lending, trade finance, treasury services and electronic banking integrated with Iran’s Shetab payment system; it has maintained overseas branches and correspondent ties historically, but its international operations and access to global correspondent banking have been constrained at times by multilateral and unilateral sanctions and related restrictions. Ownership and governance are closely linked to the state and the Central Bank of Iran, and the institution has been subject to recurring scrutiny over transparency, governance practices, asset quality and concentrations of public-sector exposure; those structural and external-policy factors have affected its liquidity management and limited participation in many international markets. For domestic clients and organizations operating primarily inside Iran, Bank Melli functions as a major, widely available provider of conventional banking services, while entities requiring unrestricted cross-border banking or access to international capital markets should expect compliance hurdles, limited correspondent options and potential operational constraints.