Banque Chalus products, services and reviews

About Banque Chalus

Banque Chalus is a French regional bank operating as a subsidiary of Crédit Agricole Centre France within the Crédit Agricole Group, serving individuals, professionals, and businesses primarily in central France through a branch network and remote channels. Its offering covers day-to-day banking (current accounts, payment cards on the CB/Visa network, domestic and international transfers, online and mobile banking), regulated and non-regulated savings (e.g., Livret A, LDDS, and other savings products subject to eligibility and legal caps), lending (overdraft facilities, consumer loans, and home financing), insurance distributed via group entities, and wealth management/private banking services for clients with more complex financial needs. Business customers can expect accounts, cash management, financing solutions, and access to group specialist subsidiaries for leasing, factoring, or asset management. Pricing follows common French market practices, typically via bundled service packages and à la carte fees for cards, transfers, and incident charges; exact costs depend on the client’s profile and chosen services and should be reviewed in the bank’s fee schedule. Accounts are subject to standard onboarding checks (identity, address, tax status, and income documentation), with possible restrictions for non-residents. The bank supports SEPA payments and foreign transfers with currency conversion where applicable; international card usage is available with fees per the tariff. Digital access includes secure authentication measures aligned with PSD2 (strong customer authentication and 3‑D Secure for online card payments). As a credit institution authorized in France, Banque Chalus is supervised by the ACPR, with investment services overseen by the AMF where relevant; eligible deposits are covered by the French deposit guarantee scheme (FGDR) up to €100,000 per depositor, per institution, and applicable investor or insurance guarantees may apply to other products according to French law. Clients considering Banque Chalus should weigh its regional footprint and branch-led model against their preferences for in-person service versus fully online alternatives.