Banque populaire Rives de Paris products, services and reviews

About Banque populaire Rives de Paris

Banque Populaire Rives de Paris is a regional cooperative bank within Groupe BPCE serving Paris and the wider Île-de-France through a branch network and digital channels. It offers retail and professional banking services including current accounts, SEPA transfers and direct debits, savings products (regulated and proprietary), term deposits, Visa cards, consumer credit, home loans, and insurance distributed via BPCE entities. For professionals, associations, and SMEs, it provides cash management, merchant acquiring, POS and e-commerce payment solutions, equipment finance and leasing, factoring, and international transfers. Online access is delivered via Cyberplus and the mobile app, with strong customer authentication, 3‑D Secure for online card payments, card controls, scheduled and immediate transfers where available, and account alerts; major mobile wallets are supported on eligible cards. Governance follows the cooperative model: clients can become sociétaires by subscribing to cooperative shares with voting rights; account packages and optional means-of-payment insurance are available, and tariffs for day-to-day services, cards, overdrafts, and payment incidents are set out in the bank’s published fee brochure. The bank is supervised by the ACPR and, for investment services, the AMF; deposits are covered by the French deposit guarantee scheme (FGDR) up to €100,000 per depositor and eligible financial instruments by the investor compensation scheme up to €70,000. Account opening and lending are subject to standard KYC and credit checks, with required documentation and eligibility varying by profile; customer support is provided in branch, by phone, and online.