CA INDOSUEZ WEALTH (FRANCE) products, services and reviews

About CA INDOSUEZ WEALTH (FRANCE)

CA Indosuez Wealth (France) is the French private banking entity of the Crédit Agricole group, serving high and ultra-high net worth individuals, families, and entrepreneurs with a mix of banking, investment, and wealth structuring services. It offers current and term accounts, custody and brokerage, advisory and discretionary portfolio management, access to funds and structured products, private equity and real assets via selected vehicles, and bespoke financing such as Lombard lending and real estate loans; for French residents it commonly distributes life insurance (assurance-vie) and capitalisation contracts through group insurers. The bank operates relationship-led coverage with investment specialists and open-architecture fund selection alongside group capabilities, and provides digital channels for portfolio reporting, secure messaging, and instructions; remote execution is available but complex products typically require advisory sign-off. Clients face standard private banking charges including custody fees, mandate or advisory fees, transaction costs, FX spreads, and embedded product margins; MiFID II requires ex-ante and ex-post cost disclosures. As a credit institution in France, it is supervised by the ACPR, with investment services overseen by the AMF; deposits are covered by the French deposit guarantee scheme (FGDR) up to €100,000 per depositor per institution, and eligible securities/investment claims by the investor compensation scheme up to €70,000, subject to legal conditions and potential changes. The bank applies KYC/AML, tax residency (CRS) and FATCA procedures; cross-border services are provided in line with local rules and may be restricted. Product risks vary by instrument and wrapper: market, credit, liquidity, currency, and interest-rate risks apply to portfolios; structured products and private markets entail complexity, illiquidity, and valuation risk; life insurance policies carry insurer credit risk and surrender constraints; deposits are subject to EU resolution and bail-in frameworks. Entry thresholds are those typical of French private banks, documentation requirements are extensive, and service terms, product availability, and fees depend on client profile and jurisdiction.