Caisse régionale de crédit agricole mutuel Val de France products, services and reviews

About Caisse régionale de crédit agricole mutuel Val de France

Caisse régionale de Crédit Agricole Mutuel Val de France is the Crédit Agricole Group’s cooperative regional bank serving the Eure-et-Loir and Loir-et-Cher departments, operating through local caisses locales, a regional branch network, and online and mobile channels. As a mutual, it is owned by customer-members holding cooperative shares and is integrated into the group’s central body for prudential and operational oversight. The bank provides standard retail services (current accounts, domestic and SEPA transfers, debit and credit cards with contactless and strong customer authentication, overdraft facilities), regulated and market savings (e.g., Livret A, LDDS, PEL/CEL, term deposits), consumer and mortgage lending, and distributes insurance; it also offers services for professionals, agribusinesses, SMEs, and associations, including cash management, equipment finance, leasing and factoring via group entities, as well as access to asset management and savings solutions through the Crédit Agricole ecosystem. International transfers and foreign exchange are available with fees and margins that vary by corridor and channel; card and payment wallets compatibility depends on device and card range. Pricing is published in the regional “brochure tarifaire” and the standard fee information document; packaged accounts and à la carte options coexist, and fees can differ from other Crédit Agricole caisses régionales. Accounts are opened subject to identification, residency and eligibility checks, with non-resident options depending on policy; remote onboarding and advisor appointments are used where applicable. Deposits are covered by the French FGDR up to the statutory limit per depositor and per institution, while regulated savings benefit from the French State guarantee under their specific rules; securities and investment products are not deposits, can fluctuate in value, and may entail capital loss. The institution is supervised by the ACPR for banking and insurance intermediation and, where relevant, the AMF for investment services distribution. Service quality, product ranges, and digital features follow group standards but may vary locally; customers should review the latest terms, risk disclosures, and tariffs on the bank’s website or in-branch. Complaints can be filed via the branch or customer relations team and, failing resolution, escalated to the designated independent mediator indicated in the bank’s consumer information.