Crédit agricole corporate and investment bank products, services and reviews

About Crédit agricole corporate and investment bank

Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB) is the corporate and investment banking subsidiary of Crédit Agricole S.A., headquartered in Montrouge, France, serving large corporates, financial institutions, sponsors and public-sector entities across Europe, the Americas, Asia-Pacific and the Middle East. Its activities cover corporate lending and treasury, trade and export finance, asset-based and acquisition finance, and a broad structured finance franchise spanning project and infrastructure finance, energy and commodities, real assets (aviation, rail, shipping, real estate) and securitization. Capital markets operations include origination and distribution of debt (investment-grade, high yield, private placements, commercial paper, covered and structured formats), equity-linked solutions, rates/credit/FX sales and trading, and derivatives for financing, hedging and risk transfer, supported by research and electronic execution. The bank also provides advisory services, including liability management and M&A in selected sectors. CACIB operates through branches and subsidiaries under the prudential supervision of the European Central Bank’s Single Supervisory Mechanism, with day-to-day oversight by the French ACPR and market conduct supervision by the AMF, and it is subject to local regulators in non-EU jurisdictions. Funding is diversified across deposits, secured funding and wholesale markets; the bank issues senior unsecured and subordinated instruments under established note programs and maintains access to repo and central bank facilities, with liquidity and resolution planning coordinated at Crédit Agricole S.A. level, including internal MREL requirements for material entities. Risk is concentrated in corporate credit, structured and project finance exposures and market activities in rates, credit and FX, managed under Basel III/IV frameworks (including SA-CCR and FRTB implementation timelines), with collateralization, hedging and distribution used to mitigate concentrations. The franchise is active in sustainable finance through the structuring of green, social and sustainability-linked instruments and policies governing lending to sensitive sectors, alongside environmental and social due-diligence processes. Historical compliance matters include sanctions-related settlements with U.S. authorities in 2015; the bank continues to operate under standard financial crime, sanctions and conduct risk controls applicable to global wholesale banks. Earnings are sensitive to client activity, issuance volumes, credit conditions and market volatility; credit ratings are investment grade and reflect integration within Crédit Agricole Group and the expectation of parental support under the group’s resolution strategy.