Louvre Banque Privée products, services and reviews

About Louvre Banque Privée

Louvre Banque Privée is a France-based private banking institution serving affluent and high‑net‑worth clients under the French banking and investment services framework. Its offering typically spans discretionary and advisory portfolio management across equities, bonds, funds, ETFs and structured products; access to private market vehicles for eligible investors; cash management and term deposits; and credit solutions such as portfolio-backed (Lombard) lending and real estate financing subject to underwriting. For French tax wrappers, clients can expect use of standard accounts like securities accounts (CTO), equity savings plans (PEA/PEA‑PME, within regulatory limits) and life-insurance/capitalisation contracts issued by partner insurers. Service delivery is relationship‑manager led, often supported by investment specialists, with digital reporting and order features for day‑to‑day interactions. Onboarding follows standard KYC/AML, tax residency (FATCA/CRS) and MiFID II suitability/appropriateness checks, and product governance rules (including provision of KID/KIID/PRIIPs documents). Pricing is typically a layered mix of custody and brokerage charges, advisory or mandate management fees, potential performance fees, foreign‑exchange and structured product margins, and insurance‑wrapper costs; entry/exit fees may apply depending on instruments and contracts. Minimum investable assets are required and can be significant; thresholds, product access and lending terms depend on the client’s profile, residency and risk tolerance, and cross‑border constraints may limit availability to certain jurisdictions or nationalities. Risk exposure includes market, credit, liquidity, interest‑rate and currency risks; structured products and private assets can involve capital loss and limited liquidity; collateralised lending can trigger margin calls if asset values fall. Client asset protection in France generally relies on segregation of financial instruments at the custodian; the FGDR covers eligible cash deposits up to EUR 100,000 per depositor per institution and, in case of firm failure, investor compensation up to EUR 70,000, while life insurance contracts fall under the FGAP up to EUR 70,000 per person per insurer, subject to legal limits and conditions. Prospective clients should request current documentation and a detailed fee schedule before engaging.