Natiocrédibail products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Natiocrédibail
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Natiocrédibail
0.0
France
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About Natiocrédibail
Natiocrédibail operates in France as a specialist in crédit-bail for professional clients, providing financing solutions structured around asset ownership by the lessor and a purchase option at term for the lessee. Its core offerings typically include crédit-bail mobilier (equipment, industrial machinery, IT, vehicles) and crédit-bail immobilier (commercial real estate), alongside variants such as lease-back on owned assets, long-term rental with services via partners, and tailored contracts for small to mid-ticket as well as larger projects. Eligibility and pricing are driven by a company’s financials, sector risk, asset type and residual value, with terms commonly longer for real estate than equipment; contracts may be fixed or index-linked, and costs generally comprise interest, margin, documentation and appraisal fees, insurance, and potential penalties for early termination or non-compliance with maintenance/return conditions. Risk mitigation relies on the lessor’s title to the asset and, where required, additional guarantees or deposits. For real estate leasing, clients should factor notarial formalities, registration and potential environmental or works-compliance costs. Servicing typically covers contract administration, invoicing, and end-of-term buyout calculations; in case of default the lessor can recover the asset. As with French professional leasing, tax and accounting treatment follow applicable code and standards (including VAT handling and depreciation effects embedded in rents), which can change and may affect the net cost of financing. Access is usually via bank relationship managers, vendor partnerships and dedicated teams; documentation quality, effective-rate disclosure where required, insurance terms, residual assumptions and end-of-contract conditions should be reviewed before commitment. This positioning suits businesses seeking to finance equipment or real estate while preserving liquidity and collateral flexibility, but it imposes contractual rigidity and potential exit costs compared with a straightforward loan.
Natiocrédibail Deposit guarantee scheme participation
Natiocrédibail participates in the deposit guarantee scheme of France which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Natiocrédibail Countries of operations
Natiocrédibail offers their savings products in
Products offered by Natiocrédibail and interest rates
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Best interest rates in France
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Bank identifiers
BIC number
CADFFRP1
Name
Natiocrédibail
Country
France