Société centrale pour le financement de l'immobilier - Socfim products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Société centrale pour le financement de l'immobilier - Socfim

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank1162FR

Société centrale pour le financement de l'immobilier - Socfim

4.1

France

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Société centrale pour le financement de l'immobilier - Socfim

Société centrale pour le financement de l’immobilier (Socfim) is a French real estate finance company focused on professional clients, including developers, property companies, institutional investors, and social-housing operators, with activity concentrated in France and most transactions backed by underlying real estate assets. It structures senior investment loans, development and construction facilities, bridge financing, and, where relevant, tailored lines for project phases such as land acquisition, forward-funding, or refurbishment; lending is typically secured, time-bound to project milestones, and subject to covenant frameworks tied to leasing, pre-sales, or cost-to-complete. Socfim operates as part of Groupe BPCE’s real estate financing perimeter and does not provide retail banking services; it works on a B2B basis via bilateral arrangements or club deals, with underwriting that can be retained or distributed within the group or to partners depending on transaction size and risk appetite. The risk profile is largely driven by the French commercial real estate cycle, exposure to development risk, counterparty concentration in mid-to-large sponsors, and geographic concentration in core markets such as Île-de-France; mitigants generally include first-ranking security packages, conservative loan-to-value and loan-to-cost thresholds, and staged drawdowns. Funding is primarily sourced through the parent group and market instruments as permitted by French regulations, and the company is supervised in France within the ACPR/ECB prudential framework applicable to its category; it publishes standard regulatory information and program documentation through the usual French market channels. Processes and documentation reflect French real estate and construction norms (urban planning, environmental and performance standards, and notarial requirements), with closing and monitoring procedures aligned to professional real estate practices. Socfim’s offering suits professional borrowers able to meet security, reporting, and covenant demands; it is not positioned for retail clients, day-to-day banking, or unsecured credit.

Société centrale pour le financement de l'immobilier - Socfim Deposit guarantee scheme participation

Société centrale pour le financement de l'immobilier - Socfim participates in the deposit guarantee scheme of France which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Société centrale pour le financement de l'immobilier - Socfim Countries of operations

Société centrale pour le financement de l'immobilier - Socfim offers their savings products in

Products offered by Société centrale pour le financement de l'immobilier - Socfim and interest rates

Société centrale pour le financement de l'immobilier - Socfim offers 0 deposits and 0 savings accounts in .

Best interest rates in France

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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Loans offered by Société centrale pour le financement de l'immobilier - Socfim

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Bank identifiers

BIC number

SCFIFRP1

Name

Société centrale pour le financement de l'immobilier - Socfim

Country

France