De Lage Landen International B.V. Deutsche Niederlassung products, services and reviews

About De Lage Landen International B.V. Deutsche Niederlassung

De Lage Landen International B.V. Deutsche Niederlassung is the German branch of De Lage Landen International B.V., a vendor finance and equipment leasing company wholly owned by Coöperatieve Rabobank U.A. The branch focuses on business clients and structures financing through manufacturer and dealer programs across sectors such as agriculture, construction, transportation, industrial equipment, healthcare, office technology, and energy-related assets. Product formats typically include operating leases, finance leases, hire purchase/loans, and usage-based models; pricing, terms, and residual values vary by asset type, program, and credit profile. Contracts are subject to know-your-customer checks and credit underwriting; the financed asset commonly serves as collateral; insurance is usually required; documentation fees and end-of-term processing charges may apply, and early termination or late payment can trigger additional costs. End-of-term outcomes generally include return, extension, or purchase depending on the contract and residual value arrangements, with specific return conditions and wear standards enforced. The branch does not offer retail current accounts or savings products and does not take deposits, so statutory deposit guarantee schemes do not apply. Access is primarily via vendor partners or direct corporate coverage, with electronic documentation and online account tools available in many programs. As a branch of a Dutch finance company, it operates under applicable EU and German legal frameworks for leasing and credit; it is not a payment services provider. Prospective clients should assess tax and accounting effects (including IFRS 16/HGB lease recognition), insurance obligations, and end-of-term responsibilities before entering agreements.