Eurocity Bank AG products, services and reviews

About Eurocity Bank AG

Eurocity Bank AG is a privately held German bank headquartered in Frankfurt am Main that operates a focused corporate banking and trade finance model. Its core activities typically include current and term deposit accounts, domestic and cross-border payments (SEPA/SWIFT), foreign exchange, guarantees and letters of credit, and bilateral lending for selected corporate and institutional clients, with only a limited retail offering. Relationship management is centralized and the bank does not operate a broad branch network, relying on direct client coverage and correspondent banking arrangements. As a licensed credit institution under the German Banking Act (KWG), it is supervised by BaFin and the Deutsche Bundesbank and is subject to EU prudential rules under the Capital Requirements Regulation and related directives. Eligible deposits are protected by the statutory German deposit guarantee scheme (Entschädigungseinrichtung deutscher Banken) up to EUR 100,000 per depositor, with higher limits possible for certain temporary high balances as defined by law. The bank’s public disclosures, including audited annual financial statements, can be accessed via the German Federal Gazette (Bundesanzeiger). Pricing and credit decisions are handled on a case-by-case basis reflecting counterparty risk, tenor, structure, and collateral. The institution’s specialization implies a narrower product set and geographic reach than universal banks, which may fit companies seeking straightforward trade-related services but offers fewer options for mass-market retail users. Prospective clients should review the bank’s current terms, fees, and regulatory disclosures before onboarding.