J.P. Morgan SE products, services and reviews

About J.P. Morgan SE

J.P. Morgan SE is a German credit institution in the legal form of a Societas Europaea, headquartered in Frankfurt am Main and part of the JPMorgan Chase group. The entity serves as a hub for the group’s European Union activities, operating through branches in multiple EEA countries under passporting rules. Its business model targets corporates, financial institutions, and public-sector entities, with services spanning investment banking (advisory and capital markets), markets and securities trading, lending, cash management and payments, trade finance, and securities services such as custody and fund-related support, subject to local permissions. J.P. Morgan SE is authorized under German banking law and is directly supervised by the European Central Bank within the Single Supervisory Mechanism, with conduct and market rules under MiFID II and related EU regulations (including EMIR and SFTR) applicable to relevant activities. Payment services, where offered, follow PSD2 requirements, and data processing is subject to GDPR. The bank publishes audited annual financial statements and Pillar 3 disclosures, as required for EU credit institutions. Under the EU’s bank resolution framework (BRRD and the Single Resolution Mechanism), resolution planning is handled by the Single Resolution Board in cooperation with German authorities. Eligible deposits, where accepted, fall under the German statutory deposit guarantee scheme up to €100,000 per depositor, in line with EU rules; coverage and product eligibility depend on account type and client classification. Pricing is typically bespoke and set by agreement, and service availability, onboarding requirements, and documentation vary by jurisdiction and client type.