Kreissparkasse Grafschaft Diepholz products, services and reviews

About Kreissparkasse Grafschaft Diepholz

Kreissparkasse Grafschaft Diepholz is a German public-law savings bank serving the Landkreis Diepholz in Lower Saxony. It is part of the Sparkassen-Finanzgruppe and a member of the German Savings Banks Association (DSGV), with prudential supervision by BaFin and the Deutsche Bundesbank. The bank operates branches and self-service locations across its region and offers retail and small-business banking, including current accounts, savings products, payment cards (Girocard and credit cards), consumer loans, mortgages, and financing for SMEs. Digital access is provided via online banking and the Sparkasse app, with SEPA transfers (including instant payments where supported) and use of the nationwide Sparkassen ATM network. Securities and investment services are available, typically in cooperation with group partners such as DekaBank; home savings and real estate brokerage are offered with LBS; insurance products are distributed through public insurers within the group. Corporate and public-sector services include business accounts, cash management, POS and e-commerce acquiring, leasing and factoring via affiliated group companies, and municipal financing. Deposits are safeguarded by the institutional protection scheme of the Sparkassen-Finanzgruppe, which is designed to stabilize member institutions and, in addition to the statutory deposit guarantee, protects customer deposits subject to scheme rules. Fees, interest, and product conditions are set by tariff and published in the bank’s price and service schedule; availability of services, branch hours, and digital wallet compatibility can vary by location. International payments are processed through SEPA and correspondent banks where required, and foreign currency services and card use abroad are supported in line with the applicable price list and card terms. Account opening requires standard identification under German anti-money laundering regulations, with in-branch and remote identification options depending on the product.