Kreissparkasse Syke products, services and reviews

About Kreissparkasse Syke

Kreissparkasse Syke is a public-law savings bank based in Syke, Lower Saxony, and a member of the Sparkassen-Finanzgruppe. It focuses on retail and SME banking in the Diepholz region, operating a local branch and self-service network in municipalities such as Syke, Bassum, Weyhe, Stuhr, and neighboring areas, with cash access across the nationwide Sparkasse ATM network. The product range covers current accounts, savings and term deposits, girocard-based debit cards (often with an international debit co-badge), optional credit cards, consumer loans and overdrafts, residential mortgages, SME financing and cash management, securities custody and brokerage via group platforms, DekaBank investment funds, building society savings via LBS, and insurance brokerage through regional partners within the group. Digital services include online banking, the Sparkasse app, electronic statements, and support for common mobile wallets such as Apple Pay and Google Pay; SEPA transfers, standing orders, and real-time payments are available subject to the bank’s current feature set. Pricing follows the published price and service list, typically with account packages and transaction-based fees; withdrawals are generally free at Sparkasse ATMs, while third-party ATM use can incur charges; securities custody and orders carry separate fees. Deposits are protected by the institutional protection scheme of the Sparkassen-Finanzgruppe, which fulfills EU deposit-guarantee requirements up to 100,000 EUR per depositor; the bank is supervised by BaFin and the Deutsche Bundesbank. Services, documentation, and support are primarily in German, and some products may require local residency and standard identity verification in person or via video legitimation.