LIGA Bank eG products, services and reviews

About LIGA Bank eG

LIGA Bank eG is a German cooperative bank headquartered in Regensburg that primarily serves Catholic church institutions, charitable organizations, and individuals working in the church environment, while also offering retail banking services. The bank provides current accounts, savings and term deposits, payment services, and cards, as well as lending and real estate financing; institutional clients can access cash management, financing for property and projects, and investment services. As part of the cooperative financial network, LIGA Bank distributes products from group partners (for example investment funds, insurance, and home savings/real estate financing solutions) and offers access to the nationwide ATM network of the Volksbanken Raiffeisenbanken. Digital channels include online and mobile banking with two‑factor authentication under PSD2, alongside a regional branch presence; coverage is selective rather than nationwide. Typical retail features include SEPA transfers, standing orders, and card payments; international payments and additional services are available per the bank’s price and service list. As a cooperative (eG), customers may become members by subscribing shares; voting rights follow the one‑member‑one‑vote principle, and any distribution on shares depends on the annual members’ meeting and is not guaranteed. LIGA Bank states that it applies church‑related and ethical criteria in parts of its offering for institutions and investors. The bank is supervised by BaFin and the Deutsche Bundesbank and participates in the institutional protection scheme of the German cooperative sector; statutory deposit protection of up to 100,000 euros per depositor applies in line with EU rules. Account opening and product availability are subject to identification requirements, eligibility, and regional service policies.