N26 Bank GmbH products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by N26 Bank GmbH

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank1565DE

N26 Bank GmbH

4.1

Germany

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About N26 Bank GmbH

N26 Bank GmbH is a German direct bank headquartered in Berlin that operates under a full German banking license and is supervised by BaFin and the Deutsche Bundesbank. It offers app-based euro current accounts for individuals and freelancers across several European markets, with no branches and remote onboarding via digital ID checks; the bank exited the UK and US and focuses on continental Europe. Accounts are tiered (a no-monthly-fee option and paid plans with additional features), issued with a Mastercard debit card compatible with Apple Pay and Google Pay, SEPA transfers including instant payments where available, and sub-accounts (“Spaces”) that can be shared; local IBANs are provided in selected countries. International transfers are offered via a partner service, and cash deposits/withdrawals are supported at retail partners in certain markets, subject to limits and fees. The product set includes variable-rate savings in eligible markets, overdrafts and installment loans subject to credit assessment in limited countries, and partner-powered investment and crypto trading features with market-dependent availability. Business accounts target sole traders and are generally unsuitable for incorporated entities. Pricing depends on the plan, with limits on free monthly ATM withdrawals, fees for additional or foreign-currency cash withdrawals, potential card replacement and cash deposit fees, and plan-linked foreign exchange terms; card purchases are processed at network rates and may include markups depending on tier. Statutory deposit protection applies up to €100,000 per customer through the German scheme. The bank has been subject to regulatory enforcement relating to anti–money laundering controls, including a temporary cap on new customer onboarding introduced in 2021 and lifted in 2024. Features, eligibility, and fees vary by country and plan; verify current terms with the bank before applying.

N26 Bank GmbH Deposit guarantee scheme participation

N26 Bank GmbH participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

N26 Bank GmbH Countries of operations

N26 Bank GmbH offers their savings products in

Products offered by N26 Bank GmbH and interest rates

N26 Bank GmbH offers 0 deposits and 9 savings accounts in .

N26 Bank GmbH offers the following fixed deposits in EUR in France, Spain, Germany: 0 months deposit - 2%.

Best interest rates in Germany

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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0

Savings accounts offered by N26 Bank GmbH

Sales region:

Interest rate

Annual fee

Cashback

2.00%EUR

-No

1.50%EUR

-No

0.55%EUR

-No

0.25%EUR

-No

Loans offered by N26 Bank GmbH

There are no products yet

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Branches

N26 BANK GMBH

N26 Bank GmbH, Sucursal en España

Cl JOSÉ ABASCAL, 41, 28003, Madrid, Spain

N26 BANK GMBH

VIA FILIPPO SASSETTI, 32, 20124, MILANO, Italy

Contacts

Address

Voltairestraße 8, 10179, Berlin, Germany

Website

n26.com

Bank identifiers

BIC number

NTSBDEB1

Name

N26 Bank GmbH

Country

Germany