Nassauische Sparkasse products, services and reviews

About Nassauische Sparkasse

Nassauische Sparkasse (Naspa) is a regional German savings bank headquartered in Wiesbaden, operating under public law (Anstalt des öffentlichen Rechts) and serving customers primarily in Hesse and parts of Rhineland-Palatinate. As a member of the Sparkassen-Finanzgruppe, it offers retail and business banking services including current accounts, savings and term deposits, girocard and credit cards, domestic and international payments (SEPA and SWIFT), consumer and auto loans, mortgages and construction finance, and advisory for investments and pensions. Securities brokerage and investment funds are provided via group partners such as DekaBank and S Broker, with insurance solutions available through Sparkassen-affiliated insurers and building-savings contracts via LBS. For corporate and public-sector clients, the bank provides working capital and investment financing, commercial real estate lending, cash management, and access to leasing, factoring, and promotional loans (e.g., via KfW) through the wider Sparkassen network. Distribution combines a regional branch and self-service network with online banking and a mobile app supporting strong customer authentication; video identification and digital onboarding are available for many products. Account plans carry monthly maintenance fees and per-transaction charges depending on the package; cash withdrawals are generally free at ATMs within the nationwide Sparkassen network, with third-party ATM and foreign usage fees possible. Card products support contactless payments and common mobile wallets; merchant acquiring and POS terminals are available for businesses. Customer deposits are protected through the institutional protection scheme of the Sparkassen-Finanzgruppe, which is recognized under German law and aims to safeguard both deposits and the institution’s liquidity and solvency. The bank is supervised by BaFin and the Deutsche Bundesbank, publishes standard price schedules and regulatory disclosures, and participates in the sector’s ombudsman scheme for dispute resolution.