ProCredit Bank AG products, services and reviews

About ProCredit Bank AG

ProCredit Bank AG is a German commercial bank headquartered in Frankfurt am Main and part of the ProCredit group; its parent, ProCredit Holding AG & Co. KGaA, is listed on the Frankfurt Stock Exchange. The bank focuses on small and medium-sized enterprises and internationally active companies, including those with business links to South Eastern and Eastern Europe where other ProCredit group banks operate. Its offering centers on business current accounts, domestic SEPA and international payments, online banking, and trade finance instruments such as guarantees and letters of credit, alongside working-capital lines, investment loans, and overdrafts subject to credit assessment. For private customers, the product range is mainly savings and term deposits rather than full-service retail. Distribution is primarily direct and digital without an extensive branch network; account opening and ongoing relationships are governed by German KYC/AML requirements and documented pricing schedules for fees and interest conditions. ProCredit Bank AG is licensed under the German Banking Act and supervised by BaFin and the Deutsche Bundesbank within the European supervisory framework; eligible deposits are protected by the statutory German deposit guarantee scheme up to 100,000 EUR per depositor. The bank applies environmental and social risk management policies in its lending, and its international reach relies on the ProCredit group network and correspondent banks rather than a broad domestic branch presence.