Raiffeisen-Bank Eschweiler eG products, services and reviews

About Raiffeisen-Bank Eschweiler eG

Raiffeisen-Bank Eschweiler eG is a regional German cooperative bank based in Eschweiler and part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. Its product set covers retail and small to mid-sized business banking, including current accounts, savings and term deposits, consumer financing, mortgages, and corporate lending, with payments and cash management services for firms. Investment funds, building savings contracts, and insurance are offered through cooperative network partners such as Union Investment, Bausparkasse Schwäbisch Hall, and R+V Versicherung, while capital markets and card services are typically provided via the DZ BANK group. Customers access services through local branches, online banking, the VR Banking app, and the shared BankCard ServiceNetz ATM network; girocard debit cards are standard, with optional credit cards available. Fees are assessed by account model and usage, and the bank publishes conditions and charges in its Preis- und Leistungsverzeichnis; common cost drivers include account packages, branch-initiated transactions, paper statements, out-of-network cash withdrawals, and replacement cards. Account opening requires standard identification and residency checks under German AML/KYC rules, and the bank provides dedicated offerings for youth, associations, and business clients. Raiffeisen-Bank Eschweiler eG is supervised by BaFin and the Deutsche Bundesbank and participates in the cooperative sector’s institutional protection scheme; statutory deposit coverage up to 100,000 euros per depositor is fulfilled via the recognized BVR Institutssicherung, supplemented by the sector’s voluntary protection mechanism. The operating footprint is local, which constrains physical reach but aligns lending and advisory to the surrounding market; service is delivered during published branch hours with telephone and digital support channels.