Raiffeisen-Volksbank Bad Staffelstein eG products, services and reviews

About Raiffeisen-Volksbank Bad Staffelstein eG

Raiffeisen-Volksbank Bad Staffelstein eG is a regional cooperative bank in Bavaria and part of the Volksbanken Raiffeisenbanken network, providing retail and SME banking such as current and savings accounts, consumer and mortgage lending, business financing, and payment services. Securities custody and investment funds are available through cooperative group partners (e.g., Union Investment, DZ BANK), building society savings and home finance are arranged via Bausparkasse Schwäbisch Hall, and insurance is distributed from R+V Versicherung. Digital access includes online banking and the VR Banking app with two-factor authentication (app-based TAN or chipTAN) compliant with PSD2; cards typically include girocard and, where contracted, Visa or Mastercard, supporting contactless payments and selected mobile wallets depending on card setup. Transfers cover SEPA payments and, if needed, international payments via SWIFT subject to fees. The bank is supervised by BaFin and the Deutsche Bundesbank. Deposits are protected under the statutory German deposit guarantee up to 100,000 EUR per depositor, and the institution participates in the BVR institutional protection schemes (BVR Institutssicherung GmbH and the additional protection mechanism) intended to prevent member bank insolvency. Pricing for accounts, cards, and transactions follows the published Preis- und Leistungsverzeichnis and varies by account model and usage. Service is provided via branches in the local catchment area, phone, and digital channels. As a registered cooperative (eG), customers who become members hold shares with voting rights and may receive a dividend depending on annual results. Prospective customers should review current terms, fees, and product documentation before contracting.