Raiffeisenbank Aitrang-Ruderatshofen eG products, services and reviews

About Raiffeisenbank Aitrang-Ruderatshofen eG

Raiffeisenbank Aitrang-Ruderatshofen eG is a locally focused cooperative bank in the Ostallgäu region of Bavaria that operates under German cooperative law and is part of the nationwide Volksbanken Raiffeisenbanken network. It serves private individuals, small and medium-sized enterprises, self-employed clients, and agricultural businesses with standard retail and commercial banking services, including current accounts, savings products, installment and mortgage financing, business and agricultural loans, payment services, cards, and basic securities brokerage and custody offered through the cooperative financial group. Digital access is available via online and mobile banking, with e-statements and standard security features; cash services are supported by the group’s wide ATM network. As a cooperative, customers can become members by acquiring shares and may receive a dividend if resolved by the general meeting; governance follows the two-tier structure of Management Board and Supervisory Board with member voting rights. Deposits are protected by the German statutory deposit guarantee up to 100,000 euros per depositor via BVR Institutssicherung GmbH, and the institutional protection scheme of the cooperative financial group aims to safeguard member institutions beyond that framework. The bank is supervised by BaFin and the Deutsche Bundesbank. Product availability, fees, and interest conditions depend on the specific account or loan model and are subject to change; investment services are provided under applicable MiFID II rules, and market risk applies to securities. Branch and advisory hours are local and may be appointment-based, and support for mobile wallets and contactless payments depends on the specific card and device.