Raiffeisenbank Baiertal eG products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Raiffeisenbank Baiertal eG
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Raiffeisenbank Baiertal eG
4.0
Germany
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
AA-
About Raiffeisenbank Baiertal eG
Raiffeisenbank Baiertal eG is a local cooperative bank serving the Baiertal/Wiesloch region in Baden-Württemberg and forms part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. As a cooperative, it is member-owned; customers can typically acquire shares that confer voting rights under the one‑member‑one‑vote principle, and distributions depend on earnings and the general meeting’s resolution. The bank’s product set usually includes current accounts, savings and term deposits, consumer and mortgage lending, and services for small businesses and the agricultural community; investment funds and securities business are commonly offered through group partners such as Union Investment and DZ BANK, building savings via Bausparkasse Schwäbisch Hall, and insurance via R+V Versicherung, with merchant services available through VR Payment. Payments and cards generally cover Girocard and optional Visa/Mastercard credit cards, SEPA transfers, standing orders, and international transfers where enabled; support for mobile wallets can depend on the card product. Digital access is provided via online banking and a mobile app with PSD2‑compliant two‑factor authentication (app‑based or chipTAN), while branch advisory remains available in the local area. Account maintenance, card issuance, cash services, and transactions are subject to fees set out in the Preis‑ und Leistungsverzeichnis; conditions vary by account model and usage. Cash access is available through the cooperative BankCard ServiceNetz across Germany. Deposits are protected by the institutional protection scheme of the National Association of German Cooperative Banks (BVR) and the recognized statutory deposit guarantee via BVR Institutssicherung GmbH up to 100,000 euros per depositor, and the bank is supervised by BaFin and the Deutsche Bundesbank. Annual financial statements and disclosures can be consulted in the Bundesanzeiger and the bank’s own publications. The institution’s regional focus, reliance on group partners for capital markets and insurance products, and pricing aligned with the cooperative banking model are relevant considerations for prospective customers comparing it with nationwide direct providers.
Raiffeisenbank Baiertal eG Deposit guarantee scheme participation
Raiffeisenbank Baiertal eG participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Raiffeisenbank Baiertal eG Countries of operations
Raiffeisenbank Baiertal eG offers their savings products in
Products offered by Raiffeisenbank Baiertal eG and interest rates
Raiffeisenbank Baiertal eG offers 0 deposits and 0 savings accounts in .
Best interest rates in Germany
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Bank identifiers
BIC number
GENODE61WIB
Name
Raiffeisenbank Baiertal eG
Country
Germany