Raiffeisenbank Böllingertal eG products, services and reviews

About Raiffeisenbank Böllingertal eG

Raiffeisenbank Böllingertal eG is a German cooperative bank serving the Böllingertal area of Baden-Württemberg, operating within the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken and supervised by BaFin and Deutsche Bundesbank; as a cooperative (eG), customers can become members with voting rights, and any dividend on business shares depends on annual results and member approval. The bank provides retail and small business banking including current accounts with tiered pricing, debit and credit cards, domestic and international payments, overdrafts, installment loans, mortgages, and financing for local enterprises and agriculture; pricing and features vary by account model and service, with charges commonly applied for certain paper-based transactions and some premium features. Digital channels include online banking and a mobile app offering PSD2-compliant strong customer authentication (e.g., app-based TAN and chipTAN) for payments and securities orders; card tokenization for mobile wallets may be available depending on card and issuer arrangements. Cash services are supported through branch self-service and access to the cooperative BankCard ServiceNetz of ATMs; availability of deposit-capable machines and branch hours differs by location. Investment and protection products are typically distributed through group partners such as Union Investment (funds), Bausparkasse Schwäbisch Hall (home savings and building finance), R+V Versicherung (insurance), and DZ BANK/related entities for securities brokerage and custody; merchant acquiring, POS terminals, and e-commerce payments for business clients are generally provided via VR Payment, with leasing and related solutions available through group providers. Deposits are protected by the BVR Institutssicherung GmbH (the legally recognized deposit guarantee scheme for cooperative banks, covering up to 100,000 euros per depositor per bank under statutory rules) and the additional institutional protection scheme of the BVR, which aims to prevent member insolvency; coverage terms and exclusions are defined by law and scheme statutes. International transfers are processed via the cooperative network and DZ BANK correspondent relationships; delivery times, cut-off times, exchange rate application, and fees depend on the corridor and product. Prospective customers should review the bank’s current price and service directory (Preis- und Leistungsverzeichnis), schedule of interest rates (Preisaushang/Zinssätze), and product-specific terms to confirm fees, limits, and conditions, and verify availability of online account opening versus in-branch onboarding for the desired product.