Raiffeisenbank Ehekirchen-Oberhausen eG products, services and reviews

About Raiffeisenbank Ehekirchen-Oberhausen eG

Raiffeisenbank Ehekirchen-Oberhausen eG is a regional cooperative bank in Bavaria operating within the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken and serving private customers, small businesses, and the agricultural sector in its catchment area. Its product range typically includes current accounts with SEPA transfers and standing orders, savings and term deposits, consumer and mortgage financing, and business lending for working capital and investment needs; investment and insurance solutions are offered via partners in the cooperative financial network. Customers can access services through local branches, online banking, and mobile channels, with authentication procedures aligned to PSD2 requirements; cash services are available at the bank’s own ATMs and within the wider Volksbanken Raiffeisenbanken network, while withdrawals at non-network machines and foreign usage may incur fees. Pricing for accounts, cards, securities custody, and loans is set out in the bank’s Preis- und Leistungsverzeichnis, and conditions depend on product type and customer profile. The bank is supervised by BaFin and the Deutsche Bundesbank. Deposits are protected under the statutory scheme up to 100,000 euros per depositor per bank via BVR Institutssicherung GmbH, and the institution also belongs to the additional BVR protection scheme that provides institutional support; coverage terms are defined by the schemes’ rules. Account opening generally requires standard identification in line with German KYC rules, and business customers must provide corporate documentation. Product availability, interest rates, and fees are subject to change and are published by the bank.