Raiffeisenbank Falkenstein-Wörth eG products, services and reviews

About Raiffeisenbank Falkenstein-Wörth eG

Raiffeisenbank Falkenstein-Wörth eG is a regional German cooperative bank serving the Falkenstein and Wörth area in Bavaria as part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. It operates on a member-owned model with local governance and focuses on retail and small to midsize business clients. Core services include current accounts, savings and time deposits, domestic and SEPA payments, debit and credit cards, consumer loans, mortgages, and financing for SMEs and agriculture. Digital access is provided through online banking and the VR Banking app with common TAN procedures such as app-based and chipTAN; contactless payments and wallet integrations (e.g., Apple Pay and Google Pay) are generally available via the cooperative network subject to card and device eligibility. Securities, funds, and investment savings plans are offered through group partners such as Union Investment; insurance via R+V Versicherung; building savings via Bausparkasse Schwäbisch Hall; and additional services (leasing, merchant acquiring, foreign currency, and real estate finance) are accessible through entities including VR Smart Finanz, VR Payment, ReiseBank, DZ HYP, DZ PRIVATBANK, and DZ BANK. Cash access is available at the Volksbanken Raiffeisenbanken BankCard ServiceNetz ATMs across Germany. Deposits fall under the institutional protection scheme of BVR Institutssicherung GmbH, with an additional voluntary protection system maintained by the cooperative sector. The bank is supervised by BaFin and the Deutsche Bundesbank. Pricing for accounts, cards, and transactions is set locally and typically involves monthly account packages and per-service fees, and service is primarily in German. The offering suits individuals and businesses in the immediate catchment area seeking relationship-based banking within a cooperative framework but may be less attractive to customers requiring a nationwide branch footprint or uniform pricing.