Raiffeisenbank Frankenhardt-Stimpfach eG products, services and reviews

About Raiffeisenbank Frankenhardt-Stimpfach eG

Raiffeisenbank Frankenhardt-Stimpfach eG is a regional cooperative bank serving the municipalities of Frankenhardt and Stimpfach in the district of Schwäbisch Hall, Baden-Württemberg. Organized as a registered cooperative (eG), it operates under German cooperative principles, allowing customers to become members by subscribing to shares and exercising voting rights at the general meeting. The bank forms part of the Volksbanken Raiffeisenbanken cooperative financial network and is subject to supervision by BaFin and the Deutsche Bundesbank. Deposits are protected up to 100,000 euros per depositor under the German Deposit Guarantee Act via BVR Institutssicherung GmbH; the bank also participates in the BVR Sicherungseinrichtung, an institutional protection scheme designed to stabilize member institutions. The product range typically includes current accounts, savings and term deposits, consumer and mortgage lending, payment services, and business banking for local enterprises and agricultural clients, with access to group partners for investments, insurance, building society savings, and securities services (e.g., Union Investment, R+V Versicherung, Bausparkasse Schwäbisch Hall, and other entities within the DZ BANK Group). Customers can use online banking and the VR BankingApp for SEPA transfers, card management, and other transactions, and access cash services through local branches and ATMs that are part of the BankCard ServiceNetz used by Volks- and Raiffeisenbanken nationwide. Pricing, interest rates, and eligibility criteria are set by the bank and can vary by product and customer profile; official price and service schedules provide the applicable terms. The institution’s activities are regionally focused, with lending largely funded by local deposits, and its service model combines branch-based support with standard digital channels common across the cooperative network.