Sparda-Bank Baden-Württemberg eG products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Sparda-Bank Baden-Württemberg eG

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank1890DE

Sparda-Bank Baden-Württemberg eG

4.0

Germany

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Sparda-Bank Baden-Württemberg eG

Sparda-Bank Baden-Württemberg eG is a regional cooperative bank headquartered in Stuttgart and part of the nationwide Sparda-Banken group. Its business centers on retail banking for private customers in Baden-Württemberg, with access provided through a regional branch network and digital channels. Standard products include current accounts, savings and term deposits, residential mortgages, consumer loans, and payment cards (e.g., Girocard and international debit/credit options), alongside securities brokerage and funds as well as building society savings and insurance arranged through partners. Account packages typically carry management and card fees, sometimes subject to conditions such as regular income inflows or age-related discounts; cash withdrawals are available at ATMs of the CashPool network and at participating retailers, while using other ATM networks may incur charges. Customers can acquire cooperative shares to become members, which grants voting rights at the general meeting; any dividend on shares is variable and depends on annual results and member approval. Online and mobile banking include standard German authentication procedures (e.g., app-based TAN methods), and digital onboarding is available for many products. Deposits are protected up to 100,000 euros per depositor under the German Deposit Guarantee Act via the Sicherungseinrichtung der Sparda-Banken e.V.; the bank also participates in an institutional protection scheme aimed at preventing insolvency of member institutions. The bank is authorized under the German Banking Act and supervised by BaFin and the Deutsche Bundesbank. Geographic focus, membership rules, fees, rates, card types, and service availability are subject to change and may differ by customer profile and channel.

Sparda-Bank Baden-Württemberg eG Deposit guarantee scheme participation

Sparda-Bank Baden-Württemberg eG participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Sparda-Bank Baden-Württemberg eG Countries of operations

Sparda-Bank Baden-Württemberg eG offers their savings products in Germany

Products offered by Sparda-Bank Baden-Württemberg eG and interest rates

Sparda-Bank Baden-Württemberg eG offers 3 deposits and 1 savings accounts in EUR.

Sparda-Bank Baden-Württemberg eG offers the following fixed deposits in EUR in Germany: 0 months deposit - 0.75%; 36 months deposit - 1.7%.

Best interest rates in Germany

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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Fixed deposits offered by Sparda-Bank Baden-Württemberg eG

Sales region:

Savings accounts offered by Sparda-Bank Baden-Württemberg eG

Sales region:

Interest rate

Annual fee

Cashback

0.75%EUR

-No

Loans offered by Sparda-Bank Baden-Württemberg eG

There are no products yet

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Contacts

Address

Am Hauptbahnhof 2, 70173 Stuttgart, Germany

Phone number

+49 711 2006 0

Website

sparda-bw.de

Bank identifiers

BIC number

GENODEF1S02

Name

Sparda-Bank Baden-Württemberg eG

Country

Germany