Sparkasse Amberg-Sulzbach products, services and reviews

About Sparkasse Amberg-Sulzbach

Sparkasse Amberg-Sulzbach is a regional public-law savings bank serving the city of Amberg and the surrounding Amberg-Sulzbach district in Bavaria as part of the German Savings Banks Finance Group. Its portfolio covers retail and business banking, including current accounts, savings and term deposits, overdrafts, consumer loans, mortgages, securities custody and brokerage via group partners, Deka investment funds, building society products through LBS, insurance solutions typically via regional Sparkassen insurance partners in Bavaria, and real estate brokerage. Payment services include girocard and credit cards (Visa/Mastercard), SEPA transfers, standing orders, online banking, the Sparkasse mobile app with pushTAN or chipTAN for strong customer authentication, an electronic mailbox for statements, and support for Apple Pay and Google Pay on eligible cards and devices. Cash services are available at local branches and self-service terminals and via the broader Sparkassen ATM network; withdrawals at third-party or foreign ATMs can incur fees. For companies and public-sector entities, the bank offers business accounts, liquidity and cash management, merchant acquiring and POS solutions, financing (including access to promotional loans such as KfW programs), and municipal services. Pricing follows a published schedule of prices and services, with account packages that typically carry monthly fees and separate charges for cards, overdrafts, securities custody, paper statements, and certain transactions; conditions vary by model and usage. The bank operates under German banking regulation and is a member of the institutional protection scheme of the Sparkassen-Finanzgruppe; customer deposits are protected within this framework in line with applicable law and the scheme’s statutes. Account opening and selected services require standard identification procedures (e.g., Video-Ident or PostIdent). Prospective customers should review the current price list, interest rates, and product terms, with attention to cash withdrawal rules, card and foreign usage fees, overdraft interest, custody fees, and device compatibility for digital wallets and authentication methods.