Sparkasse Battenberg products, services and reviews

About Sparkasse Battenberg

Sparkasse Battenberg is a local savings bank presence serving Battenberg (Eder) and nearby communities within the German Sparkassen-Finanzgruppe. It provides standard retail and small-business services, including giro accounts, savings products, term deposits, domestic and international payments, and cards (girocard for cash and POS in Germany and optional Mastercard/Visa credit cards). Digital channels cover online banking and the Sparkasse mobile app with two-factor authentication via pushTAN or chipTAN; business clients can use EBICS. Lending spans overdrafts, consumer installment loans, home financing, and SME funding, with access to public promotional programs such as KfW where eligibility criteria are met. Investment and insurance products are offered through group partners (e.g., DekaBank for securities custody and funds, LBS for building savings, and the regional SparkassenVersicherung). Cash access is available through the nationwide Sparkasse ATM network; withdrawals at third-party ATMs and use of cards outside the euro area can incur fees and exchange-rate markups. Pricing is account-model dependent, with typical charges for account maintenance, cards, cash withdrawals outside the Sparkasse network, and paper or over-the-counter transactions; the binding price list (Preis- und Leistungsverzeichnis) is published by the bank. Deposits are protected by the institutional protection scheme of the Sparkassen-Finanzgruppe and the statutory German deposit guarantee up to 100,000 euros per depositor; the institution is supervised by BaFin and the Deutsche Bundesbank. Branch services in Battenberg are complemented by phone support and secure messaging; opening hours, appointment availability, and English-language service vary by location. Mobile wallet compatibility (such as Apple Pay and Google Pay) depends on card configuration and bank activation. Account opening generally requires valid ID and proof of address.