Sparkasse Bensheim products, services and reviews

About Sparkasse Bensheim

Sparkasse Bensheim is a public-law savings bank based in Bensheim, Hesse, and part of the Sparkassen-Finanzgruppe, providing retail and small-business banking to the local region. Its core offering includes current accounts (Girokonten), savings products, term deposits, consumer loans, mortgages, overdrafts, payment services (SEPA transfers and standing orders), and cash supply via the Sparkassen ATM network; business clients can access accounts, financing, and merchant services through group partners. Payment cards typically include a Girocard and, where arranged, Visa or Mastercard products; supported cards can be added to common mobile wallets such as Apple Pay and Google Pay according to issuer conditions. Digital banking is available via online banking and the Sparkasse mobile app with established authentication methods (e.g., pushTAN/chipTAN). Investment funds and securities services are provided within the group framework (e.g., via DekaBank), and insurance solutions are available through Sparkassen-affiliated insurers. Pricing follows the published Preis- und Leistungsverzeichnis, with account models that generally carry monthly fees and additional charges for certain transactions or out-of-network services; exact costs depend on the selected package and usage. Deposits are protected within the institutional protection scheme of the Sparkassen-Finanzgruppe (Sicherungseinrichtung), recognized under German law, and the institution operates under the supervision of BaFin and the Deutsche Bundesbank. Account opening requires identity verification in line with German KYC/AML rules and typically a valid address in Germany, with specific documentation varying by customer profile (e.g., students, employees, business owners).