Sparkasse Burgenlandkreis products, services and reviews

About Sparkasse Burgenlandkreis

Sparkasse Burgenlandkreis is a public-law savings bank serving the Burgenlandkreis district in Saxony-Anhalt and operating under the regional principle within the Sparkassen-Finanzgruppe. It offers standard retail and small-business banking such as current accounts, savings and term deposits, consumer and mortgage financing, payments and cards (girocard and branded credit cards), as well as investment and building society products distributed with group partners like Deka and LBS; insurance is available via affiliated providers. Customers have access to online banking and the Sparkasse mobile app with strong customer authentication (e.g., pushTAN or chipTAN), SEPA transfers, standing orders, and e-statements; corporate clients can use EBICS for payments. Cash services and self-service terminals are provided across the local branch network, with fee-free withdrawals at Sparkassen ATMs and charges possible at third-party machines; card payments are typically contactless, and mobile wallet support may be available depending on card and device. Account models and pricing vary by package and usage, with monthly maintenance fees, potential per-transaction charges, overdraft interest, and ancillary fees (for example, for paper statements or replacements) detailed in the Preis- und Leistungsverzeichnis; eligibility, identification, and residency requirements apply under German KYC/AML rules, and digital onboarding via VideoIdent may be offered. Deposits are protected through the institutional protection scheme of the Sparkassen-Finanzgruppe, which fulfills the requirements of the German Deposit Guarantee Act (generally up to EUR 100,000 per depositor), and the bank is subject to supervision by BaFin and the Deutsche Bundesbank. The institution’s focus is local, so product availability and conditions are designed for the region; service is primarily in German, and specific features, limits, and fees depend on the chosen account and individual risk assessment.