Sparkasse Gießen products, services and reviews

About Sparkasse Gießen

Sparkasse Gießen is a public-law savings bank serving the city and district of Gießen in Hesse, operating regional branches, self-service terminals and ATMs, and offering retail and business banking. Core services include current accounts with model-based monthly pricing, youth and student accounts, debit and credit cards, SEPA transfers (including instant payments where available), cash services, overdrafts, consumer loans, mortgages, and securities custody with fund and brokerage access via Sparkassen-Finanzgruppe partners. Digital banking is provided through online banking and the Sparkasse app with two-factor authentication; cards support contactless payments and integration with common mobile wallets. Business and public-sector clients can access accounts, liquidity management, financing, and payment acceptance, with complementary leasing, building savings and insurance offered through affiliated providers. Cash withdrawals are generally free at Sparkassen network ATMs nationwide; third-party ATM use, international transfers, securities transactions and selected account models carry fees as listed in the bank’s price and service schedule. The bank operates under a regional mandate and typically focuses on customers in its catchment area; onboarding requires identity verification under German AML rules and service is primarily in German. Sparkasse Gießen is part of the Sparkassen-Finanzgruppe and its institutional protection scheme recognised under the German Deposit Guarantee Act, and it is supervised by BaFin and the Deutsche Bundesbank. Product availability, pricing and eligibility depend on customer profile and location, and terms are subject to change; prospective customers should review the current fee schedule and conditions before opening accounts or applying for credit.