Sparkasse Hannover products, services and reviews

About Sparkasse Hannover

Sparkasse Hannover is a German savings bank (Anstalt des öffentlichen Rechts) based in Hannover and part of the Sparkassen-Finanzgruppe. It provides retail and business banking, including current accounts with tiered pricing models, girocard debit cards and optional credit cards (Visa/Mastercard), SEPA and international transfers, and access to a regional branch/self-service network with withdrawals at Sparkasse ATMs nationwide. Digital banking is available via web and the Sparkasse app with two-factor methods such as pushTAN and chipTAN, support for Apple Pay and Google Pay, instant payments where available, and giropay for online payments. Savings and investment options include daily and term deposits, savings plans, and funds from group provider DekaBank, with brokerage available via group platforms; building society savings and home financing are offered through the Sparkassen network (e.g., LBS), alongside consumer loans, overdrafts, mortgages, and corporate financing including KfW-backed programs. Business services cover accounts, cash management, POS terminals, e-commerce acquiring, and liquidity solutions. Insurance and retirement products are distributed through Sparkassen-Finanzgruppe partners. The bank is supervised by BaFin and the Deutsche Bundesbank and participates in the Sparkassen-Finanzgruppe institutional protection scheme; statutory deposit protection up to 100,000 euros per depositor applies under EU rules. Pricing depends on the chosen account model and usage; typical charges may include monthly account fees, card and cash withdrawal fees outside the Sparkassen network, securities custody and trading fees, foreign payments/FX charges, and overdraft interest. Account opening is available online with video identification or in branch, subject to standard KYC requirements. Product availability, terms, and fees change over time; customers should review the current price list, interest rates, and product conditions before contracting.