Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen - products, services and reviews

About Sparkasse Krefeld - Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen -

Sparkasse Krefeld – Zweckverbandssparkasse der Stadt Krefeld und des Kreises Viersen – is a public-law savings bank serving the city of Krefeld and the district of Viersen in North Rhine-Westphalia. As part of the Sparkassen-Finanzgruppe, it operates a regional branch and self-service network and provides retail and corporate banking under a public mandate. Core services include current accounts with tiered pricing, debit and credit cards, cash withdrawals at Sparkasse-operated ATMs nationwide, SEPA payments, consumer loans, mortgage and real estate financing, and liquidity and financing products for small and mid-sized enterprises. Investment and securities services are available via custody accounts with access to funds from DekaBank; building savings products are offered through the Sparkassen network’s Landesbausparkasse; insurance is distributed in cooperation with the group’s public insurers. Digital channels include online banking and mobile app access with common two-factor authentication methods, plus support for contactless payments and widely used mobile wallets where supported. The institution participates in the Sparkassen institutional protection scheme recognized under EU law and is subject to statutory deposit insurance up to 100,000 euros per depositor, alongside ongoing supervision by BaFin and the Deutsche Bundesbank. Fees, interest rates, and product conditions are published in official price and service schedules and vary by account model and usage; appointment-based advisory, telephone support, and video consultation are available. Services focus on the statutory business territory, with foreign currency and international payment options provided as needed. Prospective customers should review current terms, identification requirements, and eligibility criteria before opening accounts or applying for financing.