Sparkasse Mansfeld-Südharz products, services and reviews

About Sparkasse Mansfeld-Südharz

Sparkasse Mansfeld-Südharz is a public-law savings bank serving the Mansfeld-Südharz district in Saxony-Anhalt and is part of the Sparkassen-Finanzgruppe and the Ostdeutscher Sparkassenverband. Its offering covers retail and business banking, including current accounts, savings and term deposits, consumer loans, residential mortgages, securities custody and brokerage via the Sparkassen infrastructure, insurance products from group partners, and services for SMEs and municipalities such as business accounts, investment and working-capital financing, POS solutions, and access to promotional loans (e.g., via KfW). Customers use a local branch and ATM footprint in the district and the Germany-wide Sparkassen ATM network, as well as online banking and the Sparkasse mobile app; authentication options typically include chipTAN and pushTAN, and cards support contactless payments and major mobile wallets such as Apple Pay and Google Pay. Pricing follows the usual tiered account models with monthly maintenance charges and fees for selected services (for example, paper statements or withdrawals at non-group ATMs), with details set out in the schedule of prices and services. Deposits are covered by the statutory German deposit guarantee up to 100,000 euros per depositor and by the institutional protection scheme of the Sparkassen-Finanzgruppe, which aims to prevent insolvency within the network. Account opening and advice are available in-branch by appointment, and selected products can be initiated online with identity verification via video or in person, depending on the product and customer profile. Service hours, fees, and product availability vary by branch and are subject to change, so reviewing the current disclosures and terms is necessary before choosing an account or loan.