Sparkasse Werra-Meißner products, services and reviews

About Sparkasse Werra-Meißner

Sparkasse Werra-Meißner is a public-law savings bank serving the Werra-Meißner district in Hesse, with a regional branch and ATM network that includes locations in and around Eschwege and other municipalities in the area. It provides standard retail and small-business banking services such as current accounts, savings and term deposits, overdrafts and consumer loans, mortgage financing, business accounts and lending, and payment services with girocard and credit cards, including contactless use and compatibility with mobile wallets commonly supported within the Sparkassen-Finanzgruppe. Investment and securities services are available through group companies, including access to Deka investment products and brokerage, and insurance is distributed via affiliated providers; pricing and conditions vary by product and are set out in the bank’s price and service schedule. Account opening is available in-branch and, for selected products, online, subject to identification and anti-money-laundering requirements; service is primarily in German. Online and mobile banking are offered via the Sparkassen digital platforms with multi-factor authentication and PSD2-compliant security; typical payment functions include SEPA transfers, standing orders, direct debits, and cash withdrawals at Sparkassen ATMs, with fees potentially applying at third-party machines and for foreign transactions. The bank is part of the Sparkassen-Finanzgruppe and participates in its institutional protection scheme, which is recognized as a deposit guarantee system; this framework is designed to prevent insolvency within the group and, where relevant, provides statutory protection of deposits up to 100,000 EUR per depositor. Sparkasse Werra-Meißner is supervised by BaFin and the Deutsche Bundesbank. Branch availability, product scope, digital features, and fees are subject to change; applicants should consult the latest disclosures, price lists, and product information before contracting.