Stadt- und Kreissparkasse Erlangen Höchstadt Herzogenaurach products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Stadt- und Kreissparkasse Erlangen Höchstadt Herzogenaurach
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Stadt- und Kreissparkasse Erlangen Höchstadt Herzogenaurach
4.1
Germany
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
A+
About Stadt- und Kreissparkasse Erlangen Höchstadt Herzogenaurach
Stadt- und Kreissparkasse Erlangen Höchstadt Herzogenaurach is a German public-sector savings bank (Sparkasse) serving the city of Erlangen, the district of Erlangen-Höchstadt, and Herzogenaurach in Bavaria. It operates as an institution under public law, is part of the Sparkassen-Finanzgruppe, and is subject to German banking supervision. The bank provides standard retail and SME banking services, including current accounts with debit cards and domestic/SEPA payments, cash services, savings accounts and term deposits, consumer loans and overdrafts, residential mortgages, securities custody and brokerage via group partners, and insurance and pension products through affiliated insurers. Digital channels include online and mobile banking with two-factor authentication (chipTAN/pushTAN) and card authentication for online payments; common mobile payment options may be available through Sparkassen apps. It maintains a local branch and self-service network across its service area and offers access to the nationwide Sparkassen ATM network; withdrawals at non-network ATMs typically incur fees. Business clients have access to business accounts, payment acceptance and POS solutions, liquidity management, commercial lending, and services for public-sector and non-profit entities. Pricing is set by account model and service usage, with fees and interest rates published and subject to change; account opening requires identity verification under German AML rules and may be focused on customers with residence or ties to the region. Deposits are covered by the institutional protection scheme of the Sparkassen-Finanzgruppe, which is designed to prevent member insolvencies and protect eligible liabilities, alongside applicable statutory regulation. Account switching assistance is available in line with German payment account law. Communication and documentation are primarily in German, and the bank’s activities are concentrated on its defined regional market.
Stadt- und Kreissparkasse Erlangen Höchstadt Herzogenaurach Deposit guarantee scheme participation
Stadt- und Kreissparkasse Erlangen Höchstadt Herzogenaurach participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Stadt- und Kreissparkasse Erlangen Höchstadt Herzogenaurach Countries of operations
Stadt- und Kreissparkasse Erlangen Höchstadt Herzogenaurach offers their savings products in Germany
Products offered by Stadt- und Kreissparkasse Erlangen Höchstadt Herzogenaurach and interest rates
Stadt- und Kreissparkasse Erlangen Höchstadt Herzogenaurach offers 11 deposits and 3 savings accounts in EUR.
Stadt- und Kreissparkasse Erlangen Höchstadt Herzogenaurach offers the following fixed deposits in EUR in Germany: 0 months deposit - 0.2%; 3 months deposit - 0.2%; 12 months deposit - 1.6%; 24 months deposit - 1.7%; 36 months deposit - 2%.
Best interest rates in Germany
Fixed deposits offered by Stadt- und Kreissparkasse Erlangen Höchstadt Herzogenaurach
Savings accounts offered by Stadt- und Kreissparkasse Erlangen Höchstadt Herzogenaurach
Loans offered by Stadt- und Kreissparkasse Erlangen Höchstadt Herzogenaurach
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Contacts
Address
Hugenottenplatz 5, 91054, Erlangen, Germany
Phone number
+49 9131 8243060Website
sparkasse-erlangen.deBank identifiers
BIC number
BYLADEM1ERH
Name
Stadt- und Kreissparkasse Erlangen Höchstadt Herzogenaurach
Country
Germany