Stadtsparkasse Wunstorf products, services and reviews

About Stadtsparkasse Wunstorf

Stadtsparkasse Wunstorf is a public-law savings bank serving the Wunstorf region and part of the Sparkassen-Finanzgruppe, offering retail and small-business banking such as current accounts, savings products, term deposits, overdrafts (Dispositionskredit), consumer loans, mortgages, and business accounts, with pricing and interest rates set by its published tariffs. Access is via local branches, online banking, and the Sparkassen mobile apps, using two-factor authentication (pushTAN or chipTAN); payment cards typically include a girocard and optional Visa/Mastercard credit or debit cards. Cash services are available at its ATMs and across the Sparkasse network; withdrawals at non-network machines can incur charges. Payments include SEPA transfers, standing orders, direct debits, and, where enabled, SEPA instant transfers; mobile wallet support (e.g., Apple Pay and Google Pay) depends on card type and activation. Securities and investment services are available through group partners, including brokerage and funds distributed via DekaBank; insurance products are offered via affiliated providers within the Sparkassen network. Business services generally cover merchant acquiring and POS terminals, financing, and cash management. The bank is subject to German supervision (BaFin and Deutsche Bundesbank). Deposits are protected by the institutional protection scheme (Haftungsverbund) of the Sparkassen-Finanzgruppe, which meets statutory requirements and targets insolvency prevention; the legal protection level for eligible deposits is up to €100,000 per depositor. Product availability, eligibility, limits, fees, and identification methods (e.g., video or in-branch) vary; prospective customers should review the current price and service notices and terms on the bank’s website or at a branch before applying.