VR-Bank Mitte eG products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by VR-Bank Mitte eG
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

VR-Bank Mitte eG
4.1
Germany
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
AA-
About VR-Bank Mitte eG
VR-Bank Mitte eG is a German cooperative bank operating under the Genossenschaftsgesetz with a regional focus in central Germany, offering retail and business banking anchored in the cooperative model (customers can become members with voting rights and may receive a dividend subject to member resolution and results). It provides current accounts with tiered monthly fees, savings and term deposits, overdrafts, consumer loans, mortgage financing (including access to promotional programs such as KfW via the bank), and products for SMEs such as working-capital and investment loans, cash management, and merchant acquiring via the cooperative network. Card issuance typically includes girocard and Mastercard or Visa debit/credit; cash withdrawals are available across the Volksbanken Raiffeisenbanken ATM network, with fees likely at third-party or foreign ATMs and for foreign currency conversion. Digital channels include online banking and the VR Banking app with PSD2-compliant strong customer authentication (app- and chipTAN-based methods); contactless and mobile payments are supported, with availability of specific wallets (e.g., Apple Pay or Google Pay) depending on card type and eligibility. Investment and insurance solutions are distributed through cooperative partners such as Union Investment, R+V Versicherung, and Bausparkasse Schwäbisch Hall; leasing and payments are available via affiliated providers. The bank is part of the Bundesverband der Deutschen Volksbanken und Raiffeisenbanken (BVR) and benefits from the institutional protection scheme (BVR Institutssicherung GmbH) and the additional voluntary protection of the cooperative sector. Pricing, interest rates, and eligibility criteria vary by product and customer profile; SEPA transfers are standard, with optional services such as SEPA instant payments often incurring fees. The branch network and advisory services are oriented to the bank’s home region, while digital channels extend access beyond local coverage.
VR-Bank Mitte eG Deposit guarantee scheme participation
VR-Bank Mitte eG participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
VR-Bank Mitte eG Countries of operations
VR-Bank Mitte eG offers their savings products in Germany
Products offered by VR-Bank Mitte eG and interest rates
VR-Bank Mitte eG offers 11 deposits and 1 savings accounts in EUR.
VR-Bank Mitte eG offers the following fixed deposits in EUR in Germany: 0 months deposit - 1.35%; 12 months deposit - 1.4%; 24 months deposit - 1.45%; 36 months deposit - 1.65%.
Best interest rates in Germany
Fixed deposits offered by VR-Bank Mitte eG
Loans offered by VR-Bank Mitte eG
There are no products yet
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Contacts
Address
Mühlgrabenstraße 2, 37073 Göttingen, Germany
Phone number
+49 551 50020Website
vrbankmitte.deBank identifiers
BIC number
GENODEF1DUD
Name
VR-Bank Mitte eG
Country
Germany