VR-Bank Mitte eG products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by VR-Bank Mitte eG

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2547DE

VR-Bank Mitte eG

4.1

Germany

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

AA-

About VR-Bank Mitte eG

VR-Bank Mitte eG is a German cooperative bank operating under the Genossenschaftsgesetz with a regional focus in central Germany, offering retail and business banking anchored in the cooperative model (customers can become members with voting rights and may receive a dividend subject to member resolution and results). It provides current accounts with tiered monthly fees, savings and term deposits, overdrafts, consumer loans, mortgage financing (including access to promotional programs such as KfW via the bank), and products for SMEs such as working-capital and investment loans, cash management, and merchant acquiring via the cooperative network. Card issuance typically includes girocard and Mastercard or Visa debit/credit; cash withdrawals are available across the Volksbanken Raiffeisenbanken ATM network, with fees likely at third-party or foreign ATMs and for foreign currency conversion. Digital channels include online banking and the VR Banking app with PSD2-compliant strong customer authentication (app- and chipTAN-based methods); contactless and mobile payments are supported, with availability of specific wallets (e.g., Apple Pay or Google Pay) depending on card type and eligibility. Investment and insurance solutions are distributed through cooperative partners such as Union Investment, R+V Versicherung, and Bausparkasse Schwäbisch Hall; leasing and payments are available via affiliated providers. The bank is part of the Bundesverband der Deutschen Volksbanken und Raiffeisenbanken (BVR) and benefits from the institutional protection scheme (BVR Institutssicherung GmbH) and the additional voluntary protection of the cooperative sector. Pricing, interest rates, and eligibility criteria vary by product and customer profile; SEPA transfers are standard, with optional services such as SEPA instant payments often incurring fees. The branch network and advisory services are oriented to the bank’s home region, while digital channels extend access beyond local coverage.

VR-Bank Mitte eG Deposit guarantee scheme participation

VR-Bank Mitte eG participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

VR-Bank Mitte eG Countries of operations

VR-Bank Mitte eG offers their savings products in Germany

Products offered by VR-Bank Mitte eG and interest rates

VR-Bank Mitte eG offers 11 deposits and 1 savings accounts in EUR.

VR-Bank Mitte eG offers the following fixed deposits in EUR in Germany: 0 months deposit - 1.35%; 12 months deposit - 1.4%; 24 months deposit - 1.45%; 36 months deposit - 1.65%.

Best interest rates in Germany

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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Fixed deposits offered by VR-Bank Mitte eG

Sales region:

Savings accounts offered by VR-Bank Mitte eG

Sales region:

Interest rate

Annual fee

Cashback

1.35%EUR

-No

Loans offered by VR-Bank Mitte eG

There are no products yet

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Contacts

Address

Mühlgrabenstraße 2, 37073 Göttingen, Germany

Phone number

+49 551 50020

Website

vrbankmitte.de

Bank identifiers

BIC number

GENODEF1DUD

Name

VR-Bank Mitte eG

Country

Germany