Wiesbadener Volksbank eG products, services and reviews

About Wiesbadener Volksbank eG

Wiesbadener Volksbank eG is a regional cooperative bank headquartered in Wiesbaden, operating within the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken and supervised by BaFin and the Deutsche Bundesbank. It provides retail and SME banking in its local market, including current accounts, savings and term deposits, consumer and business loans, mortgages, securities trading and custody, and payment services. Account offerings are structured in package models with monthly base fees, and pricing for transactions, cards, and cash services varies by tariff; girocard and international debit/credit cards are available through group partners, and cash withdrawals are possible via the nationwide BankCard ServiceNetz. Digital access is provided through online banking and the VR Banking app with PSD2 strong customer authentication, alongside in-branch and paper-based options. The bank distributes products from cooperative group companies such as Bausparkasse Schwäbisch Hall (building society savings), R+V Versicherung (insurance), Union Investment (investment funds), and VR Payment (merchant services), and participates in syndicated and promotional lending with institutions including DZ BANK and KfW. As a cooperative, customer-members can acquire shares subject to the bank’s conditions and hold voting rights in the members’ meeting; dividend distributions on shares are variable and not guaranteed. Deposits are covered by the statutory BVR Institutssicherung GmbH up to 100,000 euros per depositor, complemented by the cooperative group’s institutional protection scheme aimed at preventing institution failure. The bank publishes annual financial statements and regulatory disclosures in accordance with German requirements and maintains a regional branch and self-service network in Wiesbaden and surrounding areas, with standard contact, advisory, and appointment channels.