Dell Bank International Designated Activity Company products, services and reviews

About Dell Bank International Designated Activity Company

Dell Bank International Designated Activity Company is an Irish-authorised credit institution within the Dell Technologies group that focuses on financing solutions for Dell equipment and related services across parts of the European Economic Area and raises funding primarily through term deposits. It is authorised and supervised by the Central Bank of Ireland under Irish and EU banking rules. On the asset side it provides loans and leases linked to technology purchases; on the liability side it offers fixed-term deposits in selected markets, often distributed via third‑party online savings marketplaces. Deposits are placed with the Irish entity and are covered by Ireland’s Deposit Guarantee Scheme up to €100,000 per eligible depositor per institution; cross‑border savers rely on the Irish scheme rather than their domestic guarantee. The deposit offering is typically in euro, with fixed terms, interest paid at maturity, and no early access; rates, maturities, and market availability vary by country and distribution partner. Account opening is remote and subject to standard EU KYC/AML checks, and servicing is via digital channels without a branch network. The bank does not position itself as a day‑to‑day payments provider and is concentrated on asset‑backed financing tied to the performance of the IT hardware and solutions market and to intra‑group arrangements, within the capital, liquidity, and governance requirements applicable to Irish banks. Financial statements and regulatory disclosures are available through Irish company filings and the firm’s website, and prospective depositors should review country‑specific terms, eligibility criteria, tax documentation requirements, and the consequences of no early withdrawal on fixed‑term accounts.