BANCA DI CREDITO COOPERATIVO SAN MICHELE DI CALTANISSETTA E PIETRAPERZIA - SOCIETA' COOPERATIVA PER AZIONI products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by BANCA DI CREDITO COOPERATIVO SAN MICHELE DI CALTANISSETTA E PIETRAPERZIA - SOCIETA' COOPERATIVA PER AZIONI
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

BANCA DI CREDITO COOPERATIVO SAN MICHELE DI CALTANISSETTA E PIETRAPERZIA - SOCIETA' COOPERATIVA PER AZIONI
4.0
Italy
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About BANCA DI CREDITO COOPERATIVO SAN MICHELE DI CALTANISSETTA E PIETRAPERZIA - SOCIETA' COOPERATIVA PER AZIONI
BANCA DI CREDITO COOPERATIVO SAN MICHELE DI CALTANISSETTA E PIETRAPERZIA - SOCIETA’ COOPERATIVA PER AZIONI is a local cooperative bank operating in the province of Caltanissetta with a focus on retail clients, professionals, small businesses, and the agricultural sector. As a cooperative, it is owned by members who typically subscribe for shares and exercise voting rights on a one-member-one-vote basis, with governance and profit allocation following cooperative principles and applicable Italian regulations. The bank’s offering generally covers current and savings accounts, payment cards, SEPA transfers, online and mobile banking, point-of-sale and acquiring services, mortgages and consumer loans, SME lending, and treasury and trade services, with investment and insurance products distributed through standard bancassurance and partner arrangements. Pricing, including account maintenance, card, and transfer fees, is set at the branch level and varies by product and customer profile; rates and conditions are disclosed under Italian transparency rules. Risk appetite is consistent with relationship banking and a geographically concentrated footprint, implying exposure to local economic cycles and sector concentrations. The bank is subject to prudential and conduct supervision under the Italian and EU framework (Bank of Italy/SSM), applies PSD2, MiFID II, AML, and GDPR requirements, and participates in an Italian deposit guarantee scheme that protects eligible deposits up to 100,000 euro per depositor. Strengths typically include proximity to customers, local credit assessment, and community presence; constraints include a limited branch network, narrower product range than national banks, and digital features that may be less extensive than larger peers. Customers should review the latest information sheets, costs, and complaint procedures before opening accounts or applying for credit.
BANCA DI CREDITO COOPERATIVO SAN MICHELE DI CALTANISSETTA E PIETRAPERZIA - SOCIETA' COOPERATIVA PER AZIONI Deposit guarantee scheme participation
BANCA DI CREDITO COOPERATIVO SAN MICHELE DI CALTANISSETTA E PIETRAPERZIA - SOCIETA' COOPERATIVA PER AZIONI participates in the deposit guarantee scheme of Italy which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
BANCA DI CREDITO COOPERATIVO SAN MICHELE DI CALTANISSETTA E PIETRAPERZIA - SOCIETA' COOPERATIVA PER AZIONI Countries of operations
BANCA DI CREDITO COOPERATIVO SAN MICHELE DI CALTANISSETTA E PIETRAPERZIA - SOCIETA' COOPERATIVA PER AZIONI offers their savings products in
Products offered by BANCA DI CREDITO COOPERATIVO SAN MICHELE DI CALTANISSETTA E PIETRAPERZIA - SOCIETA' COOPERATIVA PER AZIONI and interest rates
BANCA DI CREDITO COOPERATIVO SAN MICHELE DI CALTANISSETTA E PIETRAPERZIA - SOCIETA' COOPERATIVA PER AZIONI offers 0 deposits and 0 savings accounts in .
Best interest rates in Italy
Loans offered by BANCA DI CREDITO COOPERATIVO SAN MICHELE DI CALTANISSETTA E PIETRAPERZIA - SOCIETA' COOPERATIVA PER AZIONI
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Bank identifiers
BIC number
ICRAITRRR70
Name
BANCA DI CREDITO COOPERATIVO SAN MICHELE DI CALTANISSETTA E PIETRAPERZIA - SOCIETA' COOPERATIVA PER AZIONI
Country
Italy