Banca di Credito Popolare products, services and reviews

About Banca di Credito Popolare

Banca di Credito Popolare is an Italian cooperative bank headquartered in Torre del Greco (Naples), operating mainly in Campania with a network of local branches and standard digital channels. It offers retail and SME banking, including current accounts, debit and credit cards, mortgages, personal and business loans, term deposits and savings solutions, POS and e-commerce acquiring, trade services, and insurance and asset management distributed through partners. Accounts typically support SEPA transfers, standing orders, pagoPA and CBILL payments, and online and mobile banking with PSD2 strong customer authentication; functionality covers everyday operations, while availability of advanced tools depends on the specific package. Onboarding is oriented to in-branch processes; selected accounts and loans may be requested online by residents, and non-residents may face additional requirements. Identification normally requires a valid ID and Italian tax code, and income documentation for credit products. Fees and interest conditions are set out in the bank’s schedule of charges and vary by account, channel, and usage; out-of-network ATM withdrawals and cross-border transfers may incur costs. Deposits are protected by the Fondo Interbancario di Tutela dei Depositi up to €100,000 per depositor, and the bank is subject to Italian and EU banking regulation and supervision. Customer service is available via branches, phone, and digital channels; complaints can be filed with the bank’s Ufficio Reclami and, if unresolved, escalated to the Arbitro Bancario Finanziario. The bank’s risk and service profile reflects its regional focus, with credit exposure concentrated in the local economy and a product range aligned to households and small businesses.