BANCA DI IMOLA S.P.A. products, services and reviews

About BANCA DI IMOLA S.P.A.

Banca di Imola S.p.A. is an Italian joint-stock bank headquartered in Imola (Emilia-Romagna) and part of the La Cassa di Ravenna banking group. It focuses on retail and commercial banking for households, professionals and small to medium enterprises in Emilia-Romagna and nearby areas, operating through local branches supported by online and mobile channels. The product set typically includes current and savings accounts, domestic and international payments, debit and credit cards, mortgages and consumer loans, SME lending, cash management, investment and wealth services distributed on an open-architecture basis, and insurance products placed under bancassurance agreements; access, pricing and documentation vary by product and customer segment. Services are provided under Italian and EU regulatory frameworks covering consumer protection, SEPA and PSD2 payments, data protection and anti-money-laundering rules; standard onboarding requires an identity document and codice fiscale, with enhanced due diligence for legal entities and non-resident customers when applicable. Deposits are protected by the Fondo Interbancario di Tutela dei Depositi up to EUR 100,000 per depositor per bank, in line with EU rules. The bank is supervised by the Bank of Italy within the ECB’s Single Supervisory Mechanism and publishes statutory financial statements and regulatory disclosures. Digital banking covers account reporting, payments and card controls; availability of features such as remote onboarding, instant SEPA credit transfers and wallet integrations depends on the current service package and may require activation. For businesses, the bank offers POS acquiring, remote corporate banking and financing for working capital and investments; credit is granted subject to assessment of creditworthiness and, where relevant, collateral. Fees, interest rates and contractual conditions are set out in the mandatory transparency documents (Fogli Informativi) and can differ by channel and region; prospective clients should review the latest schedules and terms before subscribing.