BANCA PSA ITALIA S.P.A. products, services and reviews

About BANCA PSA ITALIA S.P.A.

Banca PSA Italia S.p.A. is a captive Italian bank focused on automotive financing linked to the Peugeot, Citroën, DS and, in some cases, Opel dealer networks, providing point‑of‑sale consumer loans, leasing and balloon/PCP structures, as well as ancillary insurance mediation through partner insurers. It operates under an Italian banking license and is supervised by the Bank of Italy for prudential and conduct matters, with distribution primarily via affiliated dealerships and selected digital channels. Pricing and credit terms are campaign‑driven and vary by vehicle model, loan amount, tenor and customer profile; pre‑contractual disclosures follow Italian and EU consumer‑credit rules (including SECCI), and borrowers have statutory rights to early repayment with any indemnities limited by law. Funding sources include wholesale lines and, when offered, retail savings products such as fixed‑term or notice deposits; any eligible deposits are covered by the Italian Interbank Deposit Protection Fund up to the standard limit per depositor and bank. Contract documentation typically sets out origination fees, insurance costs if chosen, and early‑settlement conditions, while servicing and collections are handled centrally with dealer support for onboarding and end‑of‑term options. Following the creation of Stellantis, branding and corporate alignments have been evolving across European captive finance entities, and customers in Italy may encounter references to Stellantis Financial Services in communications and materials. Complaints and dispute resolution follow Italian procedures, including escalation to the Arbitro Bancario Finanziario where applicable. Prospective customers should review the latest rate sheets, key information documents and privacy notices on the official channels before entering into any agreement.