CASSA RAIFFEISEN DELLA VAL PASSIRIA SOCIETA' COOPERATIVA ( IN LINGUA TEDESCA RAIFFEISENKASSE PASSEIER GENOSSENSHAFT) products, services and reviews

About CASSA RAIFFEISEN DELLA VAL PASSIRIA SOCIETA' COOPERATIVA ( IN LINGUA TEDESCA RAIFFEISENKASSE PASSEIER GENOSSENSHAFT)

Cassa Raiffeisen della Val Passiria Società Cooperativa (in tedesco Raiffeisenkasse Passeier Genossenschaft) is a local cooperative bank based in the Val Passiria/Passeier Valley in the Province of Bolzano–Bozen (South Tyrol, Italy). It operates branches and ATMs in its catchment area and serves retail clients, small businesses, farmers, and associations. As part of the Raiffeisen South Tyrol network, it is associated with Raiffeisenverband Südtirol and the central institution Raiffeisen Landesbank Südtirol AG, and it is subject to Italian and European banking regulation and supervision (Banca d’Italia/ECB) and to Consob rules for investment services. The product range typically includes current accounts, savings and term deposits, domestic and cross-border payments (SEPA credit transfers and direct debits, international transfers via SWIFT with Italian IBANs), debit cards on domestic PagoBANCOMAT and international circuits, optional credit cards issued via partners, and merchant services (POS and e-commerce acquiring). Lending covers mortgages, personal loans, overdrafts, and credit lines for enterprises, with pricing based on risk, collateral, and repayment profile; leasing and factoring may be available through specialized partners. Online and mobile banking are offered in German and Italian with standard functions such as balance viewing, transfers, bill payments (including pagoPA), and card controls, using strong customer authentication; availability of features like instant payments or mobile wallets depends on the specific card and channel. The bank distributes investment products and insurance policies through the Raiffeisen network and third parties, applying MiFID II suitability and providing the required pre-contractual disclosures and KIDs; investment and insurance services are delivered on an advisory or execution-only basis as specified in the client agreement. Governance follows the cooperative model, where members hold shares, vote in the general assembly, and may access member-specific terms; banking services are generally available to non-members subject to onboarding and KYC. Fees, interest, and conditions are set out in the bank’s transparency documents and tariff schedules, with common charges including account package fees, out-of-network cash withdrawal fees, and charges for paper statements or counter services. Deposits are protected up to EUR 100,000 per depositor under the applicable Italian deposit guarantee scheme in line with EU Directive 2014/49/EU; the institution also participates in the Raiffeisen South Tyrol institutional protection scheme, which provides preventive and supportive measures within the network. Account eligibility, remote onboarding, and product access can be restricted by residence, AML requirements, and local policies. Customer service is available via branches, phone, and online channels during local business hours. Prospective clients should consult the latest public disclosures, tariff sheets, and product terms on the bank’s official channels before opening accounts or applying for credit.