BNP Paribas S.A., Sucursal en España products, services and reviews

About BNP Paribas S.A., Sucursal en España

BNP Paribas S.A., Sucursal en España is the Spanish branch of BNP Paribas S.A., operating under the EU single passport as a credit institution focused on corporate and institutional banking. It serves large corporates, mid-caps, financial institutions, and the public sector, providing corporate lending, working capital and cash management, trade finance, guarantees, and market products in foreign exchange, rates, credit, and commodities for professional clients; capital markets origination and advisory are delivered within the group’s global platform, and securities custody and fund services are offered through dedicated group entities. The branch uses BNP Paribas’s digital channels for corporates (such as Centric and Connexis) for payments, liquidity, and trade operations, and does not maintain a retail branch network or provide everyday consumer banking; consumer finance, fleet leasing, insurance, asset management, real estate services, and basic payment accounts in Spain are handled by separate BNP Paribas group companies (e.g., Cetelem, Arval, Cardif, BNP Paribas Asset Management, BNP Paribas Real Estate, Nickel). As a significant institution within the Banking Union, prudential supervision is carried out by the European Central Bank with Banque de France as home authority and Banco de España as host authority; resolution falls under the Single Resolution Board, and eligible deposits, if any are taken at the branch, are covered by the French deposit guarantee scheme. Activities and client interactions are subject to EU and Spanish regulations including MiFID II, EMIR, AML/CTF rules, and GDPR, with pricing set contractually and onboarding governed by group KYC standards; the parent maintains investment-grade credit ratings from major agencies and discloses capital and risk metrics in consolidated Pillar 3 reports.